Erin Peng

Erin has advised families since 2018, and the conversations that drew her in were always the ones about children. How much to put aside, which account, what happens to the plan if a parent cannot work, and whether the policy bought at the hospital doorstep does anything useful.

She starts with the money already committed rather than the money left over. A family's budget is usually fixed, so the useful work is sequencing: claim the education grant you are entitled to before adding anything clever, make sure the income supporting the household is protected, then build the savings.

Erin explains it in whichever amount of detail you want and never more. Parents leave knowing what each account is for, what each policy pays and in what circumstances, and what they should do next year.